Frequently Asked Questions
Questions about our loan services? Below you will find answers to our most commonly asked questions.
Is collateral needed to obtain a loan?
We are a secured based lender, so we require collateral or security for all loans. Typical security may include vehicles, boats, real estate, ATVs, motor homes, mobile homes, and personal property.
How much will I have to pay?
Payment amounts can vary. Please call and can provide you with a payment quote over the phone.
What is the interest rate on loans?
Interest rates depend on the type of loan, the amount borrowed, and how long the loan is for.
Do you check my credit score before offering a loan?
Like most banks and money lending businesses, we will have you complete a quick credit application before a loan is approved. We will also check your credit rating, and verify your employment.
Still have questions? Please call our Zachary location at 225-658-0300 for more information on our loan services.